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    2,000 financial analyst interview questions jobb har hittats, med prissättning USD

    Hej Logictrix Technologies, jag noterade din profil och skulle vilja erbjuda dig mitt projekt. Vi kan diskutera detaljerna över chatten.

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    BI-konsult Avslutades left

    Om uppdraget BI/BA-konsult för relativt kort uppdrag (4-5 mån), start omgående. Konsult behöver vara: Mycket duktig Business Process Analyst. Complience erfaren. Bekant med KYC, ODD och AML och med fördel bankerfarenhet (inte fin-tech). Ska kunna göra ordentliga GAP-analyser m.m. Uppdraget är under First line risk-delen hos kunden. Uppdraget kan utföras remote.

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    Custimer support Data entry Data analyst

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    We need a translator that speaks Serbian very well and is able to come to our house to explain to my 78 year old dying father who has stage 4 colon cancer and is dying (has about 1 year to live or les...and is able to come to our house to explain to my 78 year old dying father who has stage 4 colon cancer and is dying (has about 1 year to live or less). My father needs to know what a " do not resuscitate" form is and also what a "Power of Attorney" is. I am his daughter. My father lives with me and I am his care giver for the past 3 years since he was diagnosed. I want to be able to make financial and medical decisions for him once he is not mentally capable of doing it himself. I cannot speak Serbian well this is why we need someone who can explain this to m...

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    Obs! Detta projekt är en long term projekt!! - Fast and Furious 7 - Jag behöver en som kan skriva 2-4 artiklar/blogginlägg per vecka + bilder/videos med angivna keywords. Freelancern MÅSTE även optimera artiklarna (SEO) samt submitting på olika directories. Articklarna/blogginläggen + bilderna måste passera Copyscape...Articklarna/blogginläggen + bilderna måste passera Copyscape och vara unika likaså bilderna!!! Freelancern kommer behöva skriva artiklar/inlägg om följande subcategories: - Cars - Wallpaper - Quoet - SoundTrack Projektet är långsiktigt, så gör ditt bästa för att jag ska fortsätta med dig! Första månaden är dock en TEST må...

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    I am looking for an expert in Python programming to assist me in the creation ...the creation of a multi-timeframe indicator merge. The project entails the merger of the 4hr, 1hr, 15min, and 5 min timeframes while including specific indicators, namely Moving Average, Relative Strength Index (RSI), ADX, and Webslingers. To make informed bids, it's important to note the following: Ideal Skills & Experience: - Extensive knowledge in Python programming - Proven experience in financial analytics - Expertise in working with listed indicators Project Requirements: - Code the multiple timeframes using Python - Integrate the Moving Average, RSI, ADX, and Webslingers indicators - Generate the deliverable output as a CSV file Please feel free to inquire if you need more clarificat...

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    ...Key Responsibilities: - Extracting insights from unstructured text and numerical data - Utilizing machine learning techniques like LDA, NMF, etc. - Ensuring an ethical approach to data analysis - Asking the right questions for analysis and providing detailed insights Requirements: - Extensive experience in data analysis, particularly with unstructured data - Proficiency in machine learning techniques like LDA and NMF - Strong ethical understanding and the ability to consider ethical implications in data analysis - An analytical mindset with the ability to ask the right questions and provide detailed insights Ideal skills and experience for this job would include a background in data science, machine learning, natural language processing, and a strong foundation in data a...

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    ...freelancer's remuneration is an agreed upon percentage of the NFT token sale amount minus applicable commissions and fees. All payments are made in the cryptocurrency accepted for payment for the NFT collection. The customer reserves the right to request additional information or documents necessary to confirm the fact of sale and the legitimacy of payments. Please let us know if you have any questions or need additional information....

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    Mortgage Broker Assistant 6 dagar left
    VERIFIERAD

    We are a mortgage broker who needs an assistant to manage daily tasks, primarily focusing on document preparation and client communication. Key responsibilities: - Making phone calls to new leads to understand their goals and financial situation. - Preparing and processing loan applications daily - Effective communication with clients Ideal skills for this job would include a strong understanding of loan application processes, excellent attention to detail, and superior communication skills. Mortgage brokering experience is required. For time zone reasons, this role must be located in the Philippines.

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    I'm looking for an experienced Python coder to tackle two key aspects of my project - data analysis and automation. Here's a breakdown of the requirements: - **Data Analysis**: The primary task involves analyzing datasets in CSV format. The selected candidate should be adept with NumPy, able to make sense of the data and derive meaningful insights. - **Automation**: The second crucial aspect is automation. I'm looking to automate certain processes in my project that involve database queries. Proficiency in Django will be necessary here. Ideal candidates for this project would have: - **Strong Python Skills**: You should be well-versed with working on data analysis and automation tasks using Python. - **Experience with NumPy & Django**: Proficiency in these frameworks...

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    I need a web-based application to calculate the dues per apartment based on the expenses categorized by type. The main points are: - Expense Categorization: The app should categorize the expenses by type. For instance, maintenance...should categorize the expenses by type. For instance, maintenance, utilities, repairs, etc. - Dues Calculation: - Square Footage Basis: The apartment dues should be calculated based on the square footage of each apartment. - Platform: The application should be web-based, accessible from any browser. Ideal Freelancer: - Experience with web application development, especially in accounting or financial tracking software. - Understanding of expense categorization and calculation based on different parameters. - Familiarity with building user-friendly i...

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    ...looking for an exceptional PowerPoint designer who can use a professional theme and color scheme to turn my financial transformation metrics into an engaging, compelling presentation - one that's set to impress at an upcoming award ceremony. Key Duties: - Design a 20-slide PowerPoint presentation focusing on the financial transformation metrics of a large organization. - Use a professional color scheme that matches the tone of the event and makes the charts and graphs easy to understand. - Make the presentation engaging, logical yet impressive to the jury at an award ceremony. Ideal Skills and Experience: - Excellent PowerPoint design skills. - Experience in interpreting financial metrics and transforming them into captivating visuals and slides. - Understa...

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    I am looking for an experienced and skillful data analyst or statistician who can help me present a detailed paper explaining data analysis techniques, with a special emphasis on Multivariate Test Effect Pillai's and Descriptive Statistics. what I need in this project is to explain for me how and why the calculation is done in this way in the paper that I will provide you later on so the statistic analysis is already done. I only need the explanation for my own understanding. So is there any possible way that we can conduct this explanation exercise today The target audience for this paper are academics and researchers, therefore, the tone and depth of the content should accommodate this group effectively. The ideal freelancer should have: - A strong background in Statist...

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    ...Business Administration, Economy, or a related field, which can be very beneficial for understanding the technical and business aspects of startups in the blockchain domain. Welcome to Defi Degen! What We Offer The flexibility to work remotely A supportive and autonomous work environment that empowers you to make impactful decisions. Competitive compensation in stablecoins or top cryptocurrencies, financial exposure to the future success of our startups. APPLY TO THE JOB HERE:

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    I'm looking for a professional who can convert my Amibroker AFL script into a TradingView Pine Script. The converted script should be able to generate buy/sell signals and provide backtesting capability. The ideal candidate should have experience in: - Amibroker AFL and TradingView Pine Script languages - Developing buy/sell signals - Implementing backtesting functionality Moreover, my tra...my trading strategy is based on breakout patterns. The converted script should reflect this strategy and incorporate the following indicators: - Moving Averages - Relative Strength Index (RSI) - Supertrend I'm looking for a freelancer who can deliver a polished and fully functional script that mirrors the performance of the original AFL script in TradingView. Feel free to ask any addition...

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    Django Backend Developer Needed 6 dagar left
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    I'm looking for an experienced Django developer to work on the backend of my project. Key Project Goals: - The primary focus of this project is on backend development. You should have a strong understanding of Django and be able to handle complex backend tasks. Ideal Skills and Experience: - Extensive experience with Django is a must. - Strong understanding of backend ...- Extensive experience with Django is a must. - Strong understanding of backend development. - Ability to work on complex backend tasks. - Good communication skills. - Previous experience with similar projects is a plus. Please note that the project is already defined and the focus will be solely on backend tasks. Your role will be to improve the backend of the website. Feel free to ask any questions for mo...

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    ...to: - Conduct market research on Bali's residential real estate landscape. - Identify key competitors, their strengths, weaknesses and market positioning. - Develop a detailed financial plan, including revenue projections, expenses, and funding needs. - Outline a clear and compelling strategy for attracting potential investors and securing funding. Ideal candidates for this project will have: - Proven experience in creating successful business plans for real estate ventures. - Deep knowledge of Bali's real estate market, particularly in the residential sector. - A strong understanding of financial planning and projections, as well as the requirements for attracting investors. Please only apply if you have the relevant experience and can deliver a...

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    Presentation Slide Deck Creation 6 dagar left
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    I need a skilled individual to help me create a professional slide deck - the presentation is attached below and is titled Freelancer's Global Interview Standards The presentation is to be around 15 to 20 slides in length. I have highlighted in blue in the below presentation document, the titles I want you to focus on creating for the slide deck. Please feel free to use images wherever necessary. Key requirements: - Creating a visually-engaging, professional slide deck - Incorporating provided branding guidelines - Ensuring the slides are clear and concise - Good project management and communication skills, as I aim to be involved in the process to ensure it aligns with my vision

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    ...health-conscious individuals as primary audience The selected freelancer should have: - Demonstrable experience in creating educational motion graphic content - A portfolio showcasing previous work in the field - Understanding of the principles of designing for specific audiences, especially health-conscious individuals. Looking forward to seeing your bids, and please feel free to ask any questions if you need more details. Example of scrip: A low carb diet is great for reducing blood sugar levels. If you have diabetes or high insulin levels, reducing your carb intake can have a significant impact on your health, Studies have found that a low card diet can dramatically lower your blood sugar levels, and in some cases, help reverse type 2 diabetes.! "

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    My project requires the expertise of a freelancer with in-depth knowledge of XBLR accounting. The task is to leverage this skill to generate accurate financial reports for my business, with a specific focus on income statements. Key Responsibilities: - Compile, analyze, and present precise income statements - Ensure the inclusion of gross profit, operating income, and net income in each report. Ideal Freelancer: - Proficient in XBLR accounting - Proven experience in compiling and presenting income statements - Ability to pay attention to detail to ensure accurate financial reporting - Understanding of accounting regulations is highly desired, although not mandatory.

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    Need someone to go through one of my company bank statements for the last 8 months and prepare both years financial statements (profit/loss and balance sheet).

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    I am in need of a skilled professional who c...Microsoft Word’s functionalities and be able to create a fully custom template. - Design Skills: The template should not only be functional but also visually appealing and in line with our brand image. - Attention to Detail: It is crucial that the template is designed specifically for external client communications. - Communication: I require clear communication on the progress and any potential questions or issues that may arise. Please note that I will provide you with the specifications that the template should adhere to. Your role will be to implement these requirements in a user-friendly, professional, and attractive manner. If you have experience in creating similar templates and are up for the task, I look forward to hea...

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    I'm in search of accounting specialists who can oversee my bookkeeping and provide financial statement analysis. Key Project Details: - Primarily undertake bookkeeping services weekly. - Utilize the Xero accounting software for the tasks. Ideal Skills and Experience: - Proficient in Xero, with a demonstrated track record of successful bookkeeping. - Experience in financial statement analysis. - Strong communication skills to discuss the financial health of the business. - Knowledge of current accounting standards. - Ability to deliver high-quality work within agreed deadlines. I look forward to collaborating with a professional who can provide a high level of service and contribute to the overall financial management of the business.

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    I'm looking for a skilled professional to help me with advanced data processing tasks using Power BI and Macros. Key Responsibilities: - Data Cleansing: You will be responsible for ensuring that the data is clean and free of any inconsistencies or errors. Ideal Skills and Experience: - Proficiency in Power BI and Macros - Strong background in data processing - Ability to clean and tra...clean and free of any inconsistencies or errors. Ideal Skills and Experience: - Proficiency in Power BI and Macros - Strong background in data processing - Ability to clean and transform data effectively Please note that the main objective of this project is advanced data processing. The tasks would primarily involve data cleansing and transformation. Feel free to reach out if you have any ...

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    I require the expertise of a proficient Odoo ERP freelancer to assist in migrating data from an old system to a new one. Key Requirements: - Expertise with Odoo versi...system version is crucial to successfully migrate the data without loss or corruption. - Extensive experience is paramount. I'm eager to hear about the similar data migration projects you've handled in the past and the results you've achieved. - A deep understanding of the Accounting module which the data is primarily focused on. Ensure you are adept at dealing with figures, financial data, balance sheets and other financial reports. Best suited freelancers would be detail-oriented, meticulous, and possess a proven track record of handling similar tasks successfully. Let’s set the bal...

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    I am looking for an experienced writer who can create educational blockchain articles specifically focusing on supply chain finance. The aim of these articles is to inform and engage with academic researchers within the financial sector. Key Requirements: - Extensive knowledge and experience in blockchain technology and supply chain finance - Proven experience in creating educational content for an academic audience - Ability to explain complex concepts in a clear and accessible manner - Strong research skills to ensure accuracy and credibility of the content The perfect candidate should have a strong background in both blockchain technology and supply chain finance. Previous experience in creating educational content for an academic audience is highly desirable.

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    ...recommendations. This travel AI should be built using data from SkyScanner or similar sites. Key Requirements: - Integration with Instagram: The AI must be capable of operating within the Instagram interface. - Providing Travel Recommendations: The primary function of the AI will be to offer travel suggestions tailored to the user's preferences. - User Interaction: The AI should ask direct questions to the user during interactions. This will help the AI to learn and refine its recommendations based on user feedback. Ideal Skills & Experience: - Proficiency in AI Development: Experience in building AI systems, particularly for personalization. - API Integration: Ability to work with APIs from travel sites to gather and process data. - Instagram Interface: Knowledge of ...

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    We are building a financial application whereas you can put money hence our AI works on it through big data and automation. The project is about algorithmic auto-investing trading on world wide's financial market. Fixed Rate Job Paid based on success delivery per country. $10/country. Make about 5-10 API/country for installing python, setting SQL for our applications and Google Sheet. For each country may need API for such as : 1. Historical Data 2. Financial Scrapped Source 3. Financial Summary Scrapped Source 4. Interest rate 5. Some More Required Skill & Experience : 1. Php & SQL 2. Familiar with python installing & setting up environments 3. Experienced in Linux Debian & LNMP server by SSH 4. You need to know on how to run python scri...

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    I require the expertise of a statistician, data analyst or scientist to clean and analyze community health data for my project. The primary objective: - Perform statistical analysis specifically descriptive statistics. Skills and experience that would be beneficial include: - Proficiency in statistical software, specifically for descriptive statistics - Experience and knowledge in health data analysis - Ability to identify data quality issues and rectify them - Proficiency in data cleaning, notably in removing duplicates - Deep understanding of community health data. Your role will be crucial in ensuring that the data is reliable and significant for intended projects. I look forward to working with a skilled and experienced freelancer on this urgent project.

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    Tech Startup Funding Business Plan 6 dagar left
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    Ready to take my technology startup to the next level, I am searching for an industry expert to create a purposeful business pl...am searching for an industry expert to create a purposeful business plan. The goal of this document is primed on securing funding and allows my business to achieve its desired growth. Key Components: - Solid Financial Projections: Focus on the finances, I need a clear outline of capital requirements and the utilization to be compelling to potential investors. - Comprehensive Business Model: Describe how our technology startup operates and generates revenue. Ideal Candidate: - Business plan writing experience specifically for startups in the technology industry. - Excellent financial modeling skills. - Proven record of creating successful fundin...

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    ...that provide real-time code suggestions and auto-completions similar to tools like GitHub Copilot. - **Code Snippets**: AI can suggest commonly used code snippets based on the problem statement and context. - **Problem Solving Hints**: AI can offer hints or guide candidates through difficult problems without giving away the solution. - **Adaptive Learning**: Use AI to adjust the difficulty of questions based on the candidate's performance in real-time. ### **2. AI-Based Cheat Detection** - **Plagiarism Detection**: Use AI to compare submitted code against a vast database of existing code to identify copied or modified solutions. - **Behavioral Analysis**: Monitor typing patterns, speed, and other behaviors to detect unusual activity that may indicate cheating. - **Proctorin...

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    ...and Zoho Inventory to help streamline our operations and enhance our understanding of client interactions. - Reporting and analytics: Create custom reports and set up analytical tools to help us better understand our business performance, customer interactions, and inventory management in Zoho. - Integration with other platforms: As we operate on Xero, QuickBooks, and Shopify for various financial and e-commerce functions, we require seamless integration with these platforms. This includes sharing data between these platforms and Zoho to ensure smooth operational flow and real-time data updates. The ideal candidate should have: - Extensive experience working with Zoho CRM, Zoho Books, and Zoho Inventory. - A proven track record in setting up advanced data management, report...

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    ...web and app developer who can create a point of sale (POS) system for my retail business. I've identified integration with my existing accounting software as a key functionality. Therefore, proficiency in creating seamless software integrations will be crucial. The website and app should deliver: - Seamless integration with my current accounting software to ensure real-time and accurate financial transactions - A user-centric design which enables a smooth shopping experience - A mobile-responsive design to accommodate shoppers using various devices Although I did not select specific features via the questionnaire, I would be open to suggestions on components like inventory management, sales reporting, and customer management. The ideal candidate for this project shou...

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    I'm seeking a professional to standardize and aesthetically enhance my existing PDF-based letters and proposals. including adding the attached flow chart in the document Key Points: - Standardization: The primary objective is to ensure all letters and proposals maintain a consistent and professional format. - Aesthetics: I aim to modernize the design of the d...Expertise in PDF document creation and formatting - Strong graphic design skills, with a portfolio showcasing modern and minimalist aesthetics - Ability to enhance the current documents without deviating from the original content - Attention to detail to ensure all necessary elements are included - Previous experience with proposals or business letters is a plus Feel free to ask any further questions to better understa...

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    I need an experienced NextJs (ShadCn) + Pris...have a DB schema for the App and all the flows mapped out - Need someone to build a test taking app - Users can create online test, generate links and take test using the application - The whole app will be less than 10 pages - The App will have a lot of funtionality like generating common test link, session specific test link, generating test scores/result, question bank support, dynamic questions... The ideal candidate should have: - Solid experience in NextJs, ShadCn, and Prisma. - Proven track record in E-commerce application development. - Ability to deliver high-quality work under tight deadlines. Please only apply if you are confident in your ability to meet these requirements and can deliver the project within the given ...

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    I'm in need of an expert who can set up Webmin on my Ubuntu server. The primary reason for this is to facilitate server management. Here's a bit more detail on the tasks: - Setup Webmin: The primary task here is installing and configuring Webmin. It should be set up properly and securely to ensure that the server can be effectively managed through the panel. - Additional Server Tasks: O...ensure the server is secure and running properly. Ideal candidates for this role should have: - Proficiency in Ubuntu server setup - Experience with server panel software, specifically Webmin - Strong understanding of server security - Capability to manage additional server tasks like firewall configuration and DNS setup Please share your relevant experience, and feel free to ask any clarifyi...

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    ...makes sure that 100% of their information is correct and turns in scripts on time consistently. The scripts should contain links to youtube clips with timestamps. This is non-negotiable. Every video is make is built around awesome player interviews, highlights and sound bites. Example YouTube Channels: Cult Tennis Courtside Tennis Baseball Doesn't Exist Cult Tennis PLEASE ANSWER SCREENING QUESTIONS Please add rates in job cover If you're resume looks good I can send you a TEST project with video + script references. Look forward to hearing all your proposals and working together! Please Add "Sampras" to the beginning of your cover so I know you have read the whole thing! More details: What type of tennis analysis are you looking for? Match breakdown...

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    We’re seeking an experienced professional to create a detailed business plan and financial model tailored for securing venture capital funding. This project involves market research, competitor analysis, financial forecasting, and crafting a compelling narrative that outlines our vision, strategy, opportunity, and projected growth. The aim is to develop a roadmap that not only guides our business but also attracts potential investors.

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    ...Power BI developer who can create detailed financial reports and dashboards, primarily based on data from Excel spreadsheets. Key Responsibilities: - Develop compelling, visually appealing reports and dashboards that are easy to interpret and navigate. - Tailor the reports and dashboards specifically to financial analysis, ensuring they provide the insights necessary for informed decision-making. Ideal Candidate: - Proven experience creating financial analysis reports and dashboards in Power BI. - Proficiency in integrating data from Excel spreadsheets. - Strong attention to detail and the ability to translate complex financial information into clear, concise visual elements. This project requires a high level of expertise in Power BI, financial ...

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    We are looking for someone long-term who can do cartoon animation with experience in video editing. It will be around 1-2 minute per video. These will be for youtube. We are looking for someone good in communication, can do it on a good price, and delivery time. More details will be provided upon interview.

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    I'm looking for a detail-oriented professional to support my business with bookkeeping and budget management tasks. Key Responsibilities: - Accurate management of accounts payable and accounts receivable in QuickBooks - Regular bank reconciliations to ensure that all transactions are accounted for correctly Ideal Skills and Experience: - Proficiency in QuickBooks software - Prior experience in accounts payable/receivable and bank reconciliations - A keen eye for detail and accuracy - Strong organizational and time-management skills The role will require weekly input, but this may vary depending on the size of transactions. Please provide an estimate of your hourly rate in your bid.

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    I require assistance in creating an Adobe fillable PDF form for my clients. This form will be used to collect data. - The PDF form will need to include both text fields for entering information and checkbox fields for multiple choices. - I also need a box around the bottom portion (last two questions) Freelancers must have experience in Adobe fillable forms and demonstrate an understanding of how to create dynamic and user-friendly forms.

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    I would like an AI chat robot that can answer users questions and send transcripts on email

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    ...RDS, LightSail, Route53 and other AWS services. Proven track record of successfully migrating websites to AWS. Ability to provide clear, actionable advice and best practices for a smooth migration process. Strong communication skills to explain complex concepts in an easy-to-understand manner. Responsibilities: Share your experience and best practices for migrating websites to AWS. Answer any questions we may have regarding the migration process. Guide on optimizing our AWS setup for performance and cost efficiency. Address any potential issues or challenges we might face during the migration. Preferred Experience: Previous experience working with small web agencies or similar businesses. Knowledge of web hosting and server management. Details: Duration: 2 hours (flexible s...

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    We are seeking experienced lead generation professionals to assist in identifying companies raising equity capital for a growing company over the next 3-6 months. Ideal candidates will have a strong background in financial services and a proven track record of successfully raising equity capital for companies and funds in the growth stage. SKILLS AND EXPERIENCE REQUIRED: 1. Proven experience in lead generation within the financial services sector. 2. Successful track record in raising equity capital for growth-stage companies. 3. This project requires a proactive and results-oriented approach. 4. The successful freelancer will work closely with our executive team to develop and execute a comprehensive capital-raising strategy to support our company's growth objectives...

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    Technology Financial Projections 6 dagar left
    VERIFIERAD

    I need an experienced financial analyst to help me develop and formulate financial projections for my technology startup. The ideal freelancer for this job would have a background in finance, specifically in the technology sector. Key Requirements: - Provide detailed revenue projections: I need a breakdown of how much income is expected to be generated on a yearly basis. This should include a clear analysis of potential income streams and growth rates. - Develop expense projections: It's important to outline the costs associated with running the business. The freelancer should be able to provide a thorough examination of potential expenses, including operating costs, salaries, and other expenditures. - Create profit projections: Based on the revenue and expense f...

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    ...to my studies. Here's what I need: -Assistance with Business Consulting: A deep-dive into business models, strategies, and operations. -Direction in Market Research: Guiding in carrying out market analyses, consumer behavior study, and competitive landscape. -Training in Financial Analysis: Advice on financial forecasts, interpreting financial statements, and investment strategies. The ideal person for this job would be a seasoned freelancer with extensive experience in business consulting, market research, and financial analysis. If you've mentored others in freelancing, which I'm particularly interested in, I would find your experience even more invaluable. This is an exciting opportunity for any freelancing expert who wants to mold a you...

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    I'm looking for a skilled SAP FICO consultant with expertise in the Financial Accounting (FI) module. The selected professional will primarily handle: - General Ledger (GL) management - Accounts Payable (AP) - Accounts Receivable (AR) - Bank-related activities Additionally, you will be required to generate key reports including: - Profit and Loss Statement - Balance Sheet - Cash Flow Statement Ideal candidates should have in-depth experience managing the above tasks within the FI module. Extensive knowledge of SAP FICO and a keen understanding of financial reports are vital for this role.

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    ...a skilled professional who can help us create a compelling pitch deck for our fashion and lifestyle concept store in Accra, Ghana. The pitch deck should effectively communicate our unique value proposition, target market, competitive advantage, and growth potential. Additionally, the deck should include well-researched financial projections that showcase the profitability and feasibility of our business model. Key Skills: - Pitch deck creation - Market research - Financial analysis - Presentation design - 10 to 15 Slides - Clear, concise, and engaging content - Visual appeal, mirroring fashion and design aesthetics The successful freelancer should have experience in the Fashion and Design industry or have demonstrable knowledge of it. They should also be proficient...

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